In today's world, where every second counts, even a brief moment of waiting can feel like an eternity. Opening an app, waiting for Face ID and confirming a payment — all of this can make it seem like time is being wasted, especially when there's a line of impatient customers behind you. This is why banks and companies in Kyrgyzstan have started offering NFC stickers — miniature devices that allow you to make purchases with just a single tap.

What are NFC stickers?

NFC (Near Field Communication) is a technology that has long been used in contactless cards and smartphones. An NFC sticker is a small chip that can be attached to a phone, wallet or even worn as an accessory.

How does it work?

It works just like a contactless card but eliminates the need to carry physical plastic. The chip in the sticker transmits your account information to complete the transaction. The process happens without physical contact with a card or phone. To make a payment, you simply bring the sticker very close to the terminal. This prevents accidental charges or unauthorized access.

Who offers NFC stickers in Kyrgyzstan?

There are already several interesting solutions on the market. Banks offer NFC stickers for holders of their premium or flagship cards.

Interestingly, the mobile operator Mega is also entering this market alongside banks. This further confirms that NFC stickers have a promising future.

The operator's website states that as part of a special promotion, the company is giving away NFC stickers for free. To obtain them, you need to complete identification at a MEGA sales center and apply for a virtual card "MEGA ELCARD" from OJSC "Ayil Bank" through the MegaPay app. After that, specialists will provide you with the sticker you want.

Why are NFC stickers becoming a trend?

Today more and more people are choosing NFC stickers as an alternative to cards and cash. In transport, stores and cafes — it's now easy to notice someone simply putting their phone or even a small sticker on a case to a terminal. Contactless payments are becoming not just a convenience, but a new habit that is rapidly spreading. It is likely that all other financial institutions will catch onto this trend, and stickers will become an integral part of the country’s payment ecosystem. It can already be speculated that new formats for such devices will emerge in the future — perhaps in the form of badges, keychains or even accessories embedded in clothing.

Although such devices offer the convenience of contactless payments, their use still depends on several factors, such as compatibility with terminals and the need to go through an identification process. In the future, we can expect the market for these solutions to expand, but there are still nuances to consider when using them.