Shumkar is a system of instant money transfers in the inter-branch network of Keremet Bank OJSC in Kyrgyzstan. Terms and conditions: Transfer currency: soms (KGS) Transfer fee: - in KGS - 0.1%, minimum 50 KGS Maximum transfer amount - without restrictions Transfer speed - 2-3 minutes Sending and receiving transfers only in the branches of OJSC “Keremet Bank”. Advantage of Shumkar system: high transfer speed economical tariffs simplicity - the client provides only a passport opening a bank account is not required