PLUSPAY payment system, founded in 2017, offers money transfer and payment services, focusing on accessibility and favorable conditions for customers. The main advantage of the system is the ability to send and receive transfers in cash without the need to open a bank account. All transactions are made in Russian rubles, which simplifies the process and makes it more convenient. To send a transfer via PLUSPAY, you need to go to a service point, tell the employee where and to whom you want to send money, as well as specify the amount of the transfer. After presenting your identity document, the employee will formalize the transaction and provide you with a transfer application with a transfer control number (TCN). This number should be given to the recipient along with information about the amount and currency of the transfer, and, if the transfer is addressed, indicate the place of its receipt. To receive a transfer, visit the nearest PLUSPAY service point and present your ID document. Tell the employee the transfer control number (TCN), amount, currency and full name of the sender. After verifying the information, you will receive the funds, making the process of receiving the transfer fast and convenient.