Russian President Vladimir Putin has approved a law providing citizens with additional tools to protect themselves against fraudsters using telephone and internet communications. New requirements for banking institutions and mobile operators are also being introduced.

A specialised information platform will be deployed, which will be supervised by the Ministry of Finance. Its databases will contain information on criminals using digital technologies in criminal schemes. The Prosecutor General's Office, the Investigative Committee, the Bank of Russia, financial institutions and telecom companies will have access to the system. The full list of data to be placed in the GIS will be established by the government in coordination with the FSB.

Also according to the new law, Russians will be able to:

• Introduce a ban on issuing SIM cards without personal presence.
   
• Appoint trusted persons, which the bank will be able to attract for verification of transactions.
   
• Refuse advertising and mass calls - from September 2025 such calls are allowed only with the subscriber's permission (except for contacts from government agencies and structures from the approved list of the government).
   
• Switch off advertising mailings - to do this you will need to contact your service provider.
   
• Receive incoming calls from companies with automatic identification of the organisation on the phone screen.
   

Financial and cellular organisations are also required to follow the new requirements:
 

• It is forbidden to interact with clients via foreign messengers - this applies not only to banks, but also to government agencies, online marketplaces, job search services and adverts.
   
• The anti-fraud system will extend to ATMs: when withdrawing cash, financial institutions will analyse transactions for suspicious activity. If risks are detected, the disbursement of funds will be limited to 50 thousand rubles per day for 48 hours.
   
• From the accounts, previously noticed in fraud and blacklisted by the Central Bank, will be allowed to withdraw no more than 100 thousand rubles per month.
   
• Banks will be obliged to record the issuance of powers of attorney for financial transactions and keep their copies for at least five years.
   
• Online platforms that provide users with the opportunity to communicate will now have to store information about correspondence (including text, voice messages, images and videos) for three years instead of one.
   

The adopted initiatives are aimed at strengthening the protection of citizens from criminals, but their implementation will require significant changes in the work of financial organisations, telecom operators and digital services.
In recent months, Kyrgyzstan has also seen an increase in the activity of fraudsters. In response, the National Bank has proposed a bill to block suspicious accounts for up to 30 days. According to Bektur Aliyev, deputy chairman of the National Bank, the initiative has received support from representatives of commercial banks, microfinance organisations and payment services. In addition, the document contains a requirement for financial institutions to implement the Antifraud system to detect and prevent fraudulent transactions.